Florida Foreclosure Law Center
Because much of how foreclosures proceed is based on state law, it’s important to understand the foreclosure laws of Florida if you are struggling to make your mortgage payment, facing foreclosure, or in the middle of foreclosure.
Florida is noteworthy these days when it comes to foreclosure: Foreclosures in Florida, on average, take longer than in almost any other state. This means that if you are facing foreclosure in Florida, you may have extra time to work out a loan modification or other loss mitigation option, or to save some money while the foreclosure process lingers on.
Here you can learn about Florida foreclosure procedures, as well as some new programs to assist struggling Florida homeowners.
Question I own a home in Florida that I ve lived in for many years.
In May 2013, Florida s foreclosure rate was the highest in the nation.
Florida has the biggest inventory of backlogged foreclosures of any state.
Florida law sets deadlines by which creditors, including mortgage holders, must file suit to collect their debts and foreclose on property.
What happens if your mortgage lender starts foreclosure proceedings, but then the court dismisses the case or the lender voluntarily dismisses the case?
In certain circumstances in Florida, you might owe your mortgage lender money after a foreclosure sale of your home. This is called a deficiency.
If you live in a house, townhome, or condominium that is part of a common interest community in Florida, you are most likely responsible for paying dues and assessments to the homeowners associati
To protect homeowners in financial difficulty from losing their homes to foreclosure rescue scams, the Florida legislature enacted the Foreclosure Rescue Fraud Prevention Act. This law imposes tight restrictions on anyone offering services purporting to help you save your residential property from foreclosure.
Certain states give homeowners who are facing a foreclosure the right to stop the proceedings by getting current on their mortgage payments. This is known as “reinstating” the mortgage. Unfortunately, Florida does not have a law that provides the homeowner with the right to reinstate. The good news
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